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Principal Engineer

Marlette Funding

This is a Full-time position in Wilmington, DE posted December 27, 2021.

Marlette Funding is a consumer financial technology (fintech) business on a mission to inspire financial confidence by helping people manage their day-to-day finances.

We offer a digital financial platform with simple, accessible and personalized financial solutions including personal loans.

credit cards and a financial health product.

The company is a fast-growing fintech that has been recognized numerous times as a best workplace.

If you are energized by working in a fun organization where communication is open, everyone feels included, creativity is embraced, personal growth is encouraged, and you can make positive impact on the business, Marlette is the place for you.

Marlette celebrates diversity and equal opportunity. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

The more inclusive we are, the better we will grow.

The Principal Engineer is a technical expert, a thought leader, and an engineering staff manager who is expected to oversee senior software engineers and their teams.

The Principal Engineer will report to the Enterprise Head of Software Engineering and will oversee two to five cross-functional agile teams composed of Product Owners, Platform Owners, Project Managers, and Software Engineers.

The Principal Engineer is expected to catalyze and optimize their teams’ performance on the following dimensions: engineering proficiency, architectural design aptitude, technology advancement, technical busines process optimization, speed to market, systems’ reliability and stability, and stakeholder satisfaction, etc.

The Principal Engineer will be accountable for the timeliness, quality, and fit-for-purpose practicality of the engineered assets produced within the domains they oversee and contribute to.

It is imperative the Principal Engineer can collaborate with numerous tech and non-tech stakeholders to identify Minimum Viable Product (MVP) features sets and their associated risks and dependencies.

With this information, the Principal Engineer is expected to recommend iterative delivery packages that methodically maximize the continuous flow of business value while managing execution risk.

Additionally, the Principal Engineer, in collaboration with her/his peers, will author, calibrate, promote, and enforce software development and quality control standards.

The Principal Engineer is expected to encourage growth in their staff by fostering a learning and knowledge sharing culture. 

All Marlette Funding’s Information Technologists should be passionate about the creation, sustainability, and extendibility of feature rich software assets that capture both short and long term business value while considering Customer Experience and Organizational Control objectives.

Additionally the Principal Engineer will:

• Catalyze, measure, and optimize software development iterations performed by their engineering teams.

• Debate and discuss technical considerations and the associated business-value tradeoffs used to establish the optimal Minimal Viable Product scope with technology, marketing, operations, and credit stakeholders.

• Identify required resources and align capacity appropriately.

• Lead the development team through continuous improvement activities, seeking to minimize ongoing debt and burden.

• Plan engineering strategies for their domains and teams.

• Manage engineering departments in tasks like research and design

• Perform managerial activities including recruiting, goal setting, performance planning and review, career development, etc., for their staff

• Advocate and participate in group knowledge sharing as both a consumer and supplier of knowledge


• Bachelor’s Degree in Computer Science, Software Engineering, Information Technology, Mathematics, or equivalent work experience

• Technical or General Business Master’s Degree a plus.

• 10+ years in software engineering or architecture/design disciplines.

• 3+ years professional services experiences delivering software products to market participants (B2B or B2C)

• 5+ years leading engineers working with one or more of the following: SpringBoot, Python, AWS Serverless Capabilities, Kubernetes, all running in cloud native platforms.

• Experience with Applied Machine Learning and/or Data Science capabilities a plus.

• Experience in an application performance instrumentation.

• Command of distributed microservices pattern and/or AWS serverless capabilities.

• Command of Continuous Integration, Continuous Deployment, Automation Testing, and Observability Instrumentation constructs and procedures

• Proven ability to create high-level design/architectural documents, process flow diagrams, and/or data models to facilitate problem and solution discovery

Principal Engineers joining Marlette Funding’s Information Technology Organization can expect to enjoy a culture embracing the concepts of Continuous Delivery, Lean Principles, Total Quality Management, Knowledge Sharing, Personal and Career Advancement, Empowerment, Innovation, and Collective Ownership.


• Advocate and practitioner of Agile methodologies (XP, Scrum, Kanban, Lean, Continuous Improvement, Pair Programming)

• Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment

• Be confident and willing to challenge status quo but also willing to concede and execute other’s ideas when necessary

• Capable of teaching and learning from others to promote continuity of knowledge and personal development

• Ability to work effectively independently and as a team member

• Excellent English written and verbal communication skills

Applicants for one Principal Engineer role will be considered for all available Principal Engineer and Architecture positions.

Our Brand:

At Best Egg, we believe money should be accessible so people can reach their goals, live a fuller life, and feel pride in knowing they have taken control of their finances.

For those who need extra money to achieve the progress they seek in life, Best Egg is the modern solution-minded finance provider that mixes decades of banking experience with smart technology and deep customer insight to create products designed for today’s borrower, so that people can establish a smoother financial path.

The egg symbolizes protection and a fresh start.


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